dunia Wallet & Life Guard

Protect yourself and your family against unforeseen circumstances

dunia Wallet & Life Guard is an optional insurance program currently being offered by American Home Assurance Company to all dunia Credit Card customers. It offers protection for your wallet (in case it is stolen or lost) and protection against accidental death or Permanent Total Disability.

More benefits with dunia

  • Protection against fraudulent charges made on the lost or stolen dunia Credit Card up to 72 hours prior to your first reporting the event to dunia
  • Replacement costs for the lost or stolen wallet and personal papers that were in the wallet
  • Lumpsum payment in case of accidental death or Permanent Total Disability
  • For your convenience, the monthly premium will be automatically billed to your dunia Credit Card
  • 30 day free-look period from the enrollment date where you can cancel the subscription

You can choose between 4 options. Each option provides with different covers:

  Plan A Plan B Plan C Plan D
Fraudulent charges 
(per occurrence)
$250 $500 $1,000 $5,000
Lost/stolen wallet 
(per occurrence)
$100 $250 $500 $1,000
Accidental death or
Permanent Total Disability
$10,000 $15,000 $20,000 $25,000
Monthly premium AED7 AED11 AED16 AED36


  • Age between 18 and 64 years
  • UAE resident

Note: dunia Wallet and Life Guard is not available to supplementary credit card holders or corporate entities.


dunia Wallet & Life Guard is offered through American Home Assurance Company. dunia may, from time to time, change the insurer underwriting dunia Wallet & Life Guard at the discretion of dunia. dunia does not offer insurance advice nor does it guarantee claim reimbursements, underwrite, administer or issue insurance policies. dunia simply facilitates the provision of insurance products to its customers and processes payments of premium from the customer and forwards them to the insurer. Please note that all insurance products are subject to the exclusions, special terms and conditions and other provisions. Please click here for American Home Assurance Company Definitions, Coverages and Exclusions. In addition to the terms and conditions of the insurer, the dunia terms and conditions will also apply and these are subject to change without prior notice. Copies of these terms and conditions are available at the dunia offices and upon request, or alternatively may be viewed on this website. This information is for reference only and does not form part of a contract of insurance.