Product Benefit Terms and Conditions

 

Personal Loan Terms & Conditions

1. This is a limited period offer made available to you at the sole discretion of Dunia

2. You will be eligible for this offer only if you apply and submit documentation as required by Dunia for a Dunia loan by June 30, 2019

3. The EMI amount for the loan is calculated at a rate of 19.99% p.a. Maximum Annual Percentage Rate (APR) 34.99%, determined by a holistic credit evaluation and customer risk profile

4. The interest rate applicable to you will be based on the internal credit policies of Dunia in accordance with the Central Bank guidelines

5. Personal loan repayment period ranging from 1 year to 4 years

6. Processing fees equivalent to 0.95% of loan amount + 5% VAT, minimum AED 500, maximum AED 2,500 will apply

7. Approval of the application of your loan is subject to Dunia's credit criteria and is at the sole discretion of Dunia

8. Click here to view the schedule of applicable interest, fees, charges and taxes

9. Dunia Terms & Conditions apply and can be viewed at  www.dunia.ae/T&C

10. Dunia Privacy Policy can be viewed at www.dunia.ae/privacypolicy

 

Platinum Credit Card Terms & Conditions

1. This offer is available only on a Dunia Platinum Credit card, subject to receipt of documentation by June 30, 2019

2. 5% bonus cashback on designated spend categories is capped at AED 300 per statement cycle for spends in the first 90 days from the date of card issuance

3. 1% unlimited cashback on all other spend is not applicable on payment of utility bills, cash advance and use of government services

4. The one year complimentary Zomato Gold membership is only available if the Dunia Credit Card is registered on Zomato using the promo code provided by Dunia

5. The offer for the complimentary access to the airport lounges, Careem, Cleartrip & Avis discounts and Buy 1 Get 1 are being made available through MasterCard for Dunia Platinum Credit Card holders and are subject to both MasterCard and Dunia's terms and conditions which are subject to change from time to time. Click here for more detailed terms and conditions

6. Click here to read the detailed terms and conditions for this offer

7. Click here to view the schedule of applicable interest, fees, charges and taxes

8. Dunia Terms & Conditions apply and can be viewed at  www.dunia.ae/T&C

9. Dunia Privacy Policy can be viewed at www.dunia.ae/privacypolicy

 

Titanium Credit Card Terms & Conditions

1. This offer is available only on a Dunia Titanium Credit card, subject to receipt of documentation by June 30, 2019.

2. 3% bonus cashback on designated grocery/supermarket spends is capped at AED 100 per statement cycle for spends in the first 90 days from the date of card issuance.

3. 0.75% unlimited cashback on all other spend is not applicable on payment of utility bills, cash advance and use of government services.

4. The offer for the complimentary access to the airport lounges, Careem discounts and Buy 1 Get 1 are being made available through MasterCard for Dunia Titanium Credit Card holders and are subject to both MasterCard and dunia's terms and conditions which are subject to change from time to time. Click here for more detailed terms and conditions.

5. Click here to read the detailed terms and conditions for this offer

6. Click here to view the schedule of applicable interest, fees, charges and taxes

7. Dunia Terms & Conditions apply and can be viewed at  www.dunia.ae/T&C

8. Dunia Privacy Policy can be viewed at www.dunia.ae/privacypolicy