Management Team

  • Chris de Bruin

    Chief Executive Officer

    Chris de Bruin is the Chief Executive Officer of dunia. Chris has over 20 years of experience in financial services, including a number of senior roles at Standard Chartered Bank. Prior to joining dunia, Chris was the President of more

  • Jayasheel Bhansali

    Deputy Chief Financial Officer

    Jayasheel has thirty years of experience across three industries, FMCG, Restaurant and Financial Services. He has worked in several blue chip companies – Procter & Gamble, Yum Brands and Standard Chartered Bank in India more

  • Ali Hurbas

    Strategic Analytics Head

    Ali started his career at AT&T Universal Card Services in Florida, U.S. in 1995, where he held various roles in Finance, Marketing and Card Analytics. In 1999, he joined First USA Bank, now JP Morgan Chase, as the Credit Policy more

  • Ben Schuurman

    Chief Information Officer

    Ben joined dunia in 2003 after a successful career with Royal Bank of Scotland (RBS) and earlier with ABN AMRO. He has over 31 years of experience in the banking industry, where he held senior global positions more

  • Ashish Bhugra

    Deputy Consumer Business Head and Head of Sales

    Ashish has a track record of 27 years with Citigroup and ANZ Banking Group. During his tenor with Citi, he was the Country Business Manager of the Consumer Bank in Egypt for 5 years prior to which he was more

  • Muzaffer Hamid

    Chief of Operations

    Muzaffer is part of the founding team at dunia and has 20 years of experience in the Operations & Technology area. Prior to joining dunia, Muzaffer’s last assignment was with Citibank Bahrain as the Chief Operating Officer more

  • Gururaj Balakrishna

    Chief Consumer Credit Officer

    Guru was the first member of the dunia risk team having joined the organization in January 2007 and is currently dunia’s Chief Consumer Credit Officer. He has over 23 years of experience in the Credit Risk function more

  • Roy Hutchinson

    Chief Marketing Officer

    Roy has 30 years of consumer financial services experience, twenty of which were at Citibank, with Global, EMEA, Latin American, Eastern European and US leadership positions more

  • Awattif AlSagaf

    Chief Internal Auditor

    Awattif is a seasoned and experienced member of the dunia team since January 2014. She has 17 years of vast experience in the fields of audit and risk management within more

  • Najwa Al Rowaished

    Chief Human Resources Officer

    Najwa has 22 years of experience in various roles in Human Resources for diverse organizations and industries in the UAE more

  • Mathias Seidel

    Chief Risk Officer

    Mathias has 27 years of experience in financial services and served in a wide range of global leadership assignments in consumer finance, universal banking and insurance. Before joining dunia more