dunia Deposits

Now earn up to 8% p.a.!1

You work hard for your money, now it's time to make your money work for you. Get a great rate for a term that suits your business needs with dunia Fixed Deposits.

A dunia Fixed Deposit is an effective way to maximize the returns on your business savings. You can earn higher interest rates than an ordinary current account, and it's a simple and safe way to invest your money.

What's more...for a limited time period you can earn up to 8% p.a.!1

More benefits with dunia

  • Attractive rates for different tenors
  • Lock in longer periods at attractive interest rates
  • Wide range of flexible deposit periods from 1 month to 120 months
  • Maturity repayment options to suit your financial needs
  • Ability to access your funds in short notice
  • Get a loan against your deposit
  • Dedicated Relationship Manager for personalized service
  • Convenient access through our financial centers and 24-hour dunia Contact Center

What you need to get started

  • Copy of valid trade license
  • Copy of passport and valid residence visa of owner and / or authorized signatories
  • Memorandum and Articles of Association (where applicable)
  • Power of attorney (where applicable)
  • Board resolution (where applicable)


1Interest rate of 8% p.a. is applicable only for deposits held with dunia for a period of 120 months. For interest rates on other tenors please call our 24 hour Contact Center at 04-42 38642. All products, services and procedures of dunia are subject to dunia's Terms & Conditions (T&Cs), copies of which are available at the dunia offices or may be viewed at https://www.dunia.ae/termsandconditions. To view the schedule of applicable Fees and Charges, please visit https://www.dunia.ae/fees. The T&Cs and Fees & Charges may be modified at any time at the sole discretion of dunia. Approval and eligibility for all financial solutions from dunia depend on dunia's credit criteria, Central Bank regulations, UAE laws, and policies established by dunia. dunia Deposits are offered to non-individual entities and are subject to dunia’s Terms and Conditions, Know Your Customer (KYC) requirements, corporate credit policies, and other UAE regulatory requirements. Deposits held by dunia are not guaranteed by any UAE or other government authority, nor any of the shareholders or affiliates of dunia. Deposits pre terminated prior to the maturity date will receive interest rate, at 1% below the applicable rate for the period the deposit is held for, as per the interest rate chart prevailing and communicated, on the commencement/booking date of the deposit, and the total interest amount earned, at such rate, is calculated on the principal amount only for the period for which the deposit amount is held. Interest is calculated as simple interest, using the applicable per annum interest rate, for the period the deposit is held determined on an "Actual period in days held/365days" basis, and the interest so earned is paid on maturity without any compounding. This is a limited time period offer valid for clear funds received before January 15th, 2014 and applicable for new funds being placed with dunia with deposit amount upto AED 5 Million. This promotion / offer may be changed or withdrawn at any point in time at the sole discretion of dunia even prior to the indicated date of February 28th, 2014.