We, Dunia Finance LLC (“dunia”), have exclusive discretion to decide who would be entitled to access www.dunia.ae (“the Website”) and also reserve the right to decide on the criteria based on which the customer (“You”) may participate and/or continue to participate in availing the products/services made available on the Website.

We are not providing any advice through the Website and we do not represent that any products/services made available are suitable for any person accessing the Website. You should not rely upon or make any purchase decision based solely on the information made available to you on the Website. The information is generic and is not designed for meeting specific objectives of any one person. All decisions taken by you to purchase the products / services are independent of any advice, solicitation or information received by you from us.

The information is based on material we consider reliable. However, the accuracy, completeness or timeliness of such information cannot be guaranteed and is subject to change.

The Website is merely a facility for enabling you, as a customer to avail of the services/products listed thereon. You shall neither seek nor rely upon any advice rendered through the Website.

You will neither hold nor seek to hold us or any of our officers, directors, employees, agents, subsidiaries, affiliates or business associates liable for any costs, losses or damage incurred by you consequent upon relying on any information provided by us or the use of the products/services made available by us.

Any information provided by us through any medium based on our research or that of our affiliates or other external sources is subject to domestic market conditions in the UAE and we do not guarantee the availability or otherwise of any product/service and we have not and shall not be deemed to have assumed any responsibility for any such information.

In the event that you receive or access any information, on the product/services or other recommendations or advice from us or any employee or any of our officials or those of our affiliates, the same is on a no-liability, no-guarantee and no-obligation basis.

Any information received, accessed or made available on the Website is for information purposes only and does not and shall not in any manner constitute a recommendation/solicitation/advice to buy a product/service. Any decision, action or omission to buy, shall be entirely at the your risk and should be based solely on your own verification of all the relevant facts, financials and other circumstances, a proper evaluation thereof and neither we nor any of our employees, officers, directors, personnel, agents or representatives or affiliates shall be responsible or held liable for the same for any reason whatsoever.

Any and/or all information may be prepared by third parties and we may only make the same available for your information and interest. You shall hence not in any manner deem such information as emanating directly or indirectly from us.

This service is provided "AS IS". We and our affiliates disclaim any warranty of any kind, imputed by the laws of any jurisdiction, whether express or implied, as to any matter whatsoever relating to the products/services, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title, non infringement, security and/or accuracy. We consider ourselves and intend to be subject to the laws of the United Arab Emirates within the jurisdiction only of the courts of DIFC in the emirate of Dubai, UAE.

We and/or our affiliates are not liable for damages or injury, including without limitation, damages or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part, from, negligence or otherwise. Neither we nor our affiliates, directors, employees, associates or other representatives, agents and / or subsidiaries endorse or take any responsibility for the accuracy or reliability of any information made available through the Website. We shall not assume any liability or responsibility if the products/services are terminated by any statutory or regulatory body.

It would be your responsibility to evaluate any inaccuracy, error, or delay in, or omission of any such data, information, or message within the Website or the transmission or delivery of any data, information, or message; or any loss, expense, cost or damage arising from or occasioned by any such inaccuracy, error, delay, or omission, non-performance, or interruption of any data, information, or message, due either to any negligent act or omission by us or our affiliates, agents, associates and or subsidiaries, or "force majeure" (i.e., flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications power failure, or equipment or software malfunction) or any other cause or circumstances beyond the reasonable control of dunia.

If you download any information from the Website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information. The contents of the Website are strictly confidential to the recipient, may not be downloaded to the press or other media and may not be reproduced in any form. All the trademarks, logos and service marks, information and content provided on the Website are owned by dunia and shall not be copied, downloaded and/or printed for any commercial use.

In the event that there are any modifications to any statutory laws, rules, regulations, byelaws, circulars governing or relating to the provision of the products/services through the Website and/or furnishing of information, then the access to the products/services and information and the use thereof shall be deemed to have been appropriately modified to that extent. We are not liable to keep you informed of such amendments and you shall keep yourself updated of such amendments.

The contents hereof must be read together with the terms and conditions that enable you to access the information and products/services on the Website.