Al Etihad Credit Bureau

What is the Credit Report?

Your Credit Report, from Al Etihad Credit Bureau (AECB), is a document that includes your personal identity information, details of your credit cards, loans and other credit facilities, along with your payment and bounced cheque history. 

The information in your Credit Report is provided by banks, finance companies and telecom companies. Additional information from other sources such as utilities, real estate, government and other entities will be added in the future.

What is the Credit Score?

Your Credit Score, from AECB, is a three-digit number that predicts how likely you are to make your loan and credit card payments on time.

The number ranges from 300 to 900. A low score indicates a higher risk, whereas a higher score indicates a lower risk.

How to obtain your Credit Report and Score?

For Individuals:

You can get your Credit Report and Credit Score online by visiting or by downloading the AECB App, available in Google Play and App Store.

For Companies:

To get the Credit Report with score for Companies, visit AECB’s Customer Happiness Centres and provide the original valid Emirates ID card of the Establishment’s owner or the Company’s authorized signatory, the original valid Trade License of the Company/Establishment and the original Articles of Association of the Company.

What if my Credit Report contains incorrect information?

To resolve inaccurate information in your Credit Report, you will need to contact the respective Information Provider who can correct and update your records. To contact your Information Provider, click here. Once redirected to your email, please remember to attach any documents that support your claim.


For more information, visit or download the AECB App.


Disclaimer: Dunia Finance LLC (dunia) is providing the information in good faith and for general information purposes only. dunia does not make any warranties about the completeness, reliability and accuracy of the information. You are requested to take whatever action is required to obtain complete and accurate information before you make any financial decisions. dunia is not liable for any losses and damages in connection with you reliance on the information provided above. The credit report is a product of the Al Etihad Credit Bureau (AECB) and dunia assumes no responsibility whatsoever for the accuracy of the report or for the various services offered by AECB to consumers.