Al Etihad Credit Bureau

Information for Life

Al Etihad Credit Bureau provides credit reports and scores to help you make informed credit decisions.

What is the Al Etihad Credit Bureau?

Al Etihad Credit Bureau is a Public Joint Stock Company wholly owned by the UAE Federal Government. As per UAE Federal Law No. (6) of 2010 concerning Credit Information, the company is mandated to regularly collect credit information from financial and non-financial institutions in the UAE. Al Etihad Credit Bureau aggregates and analyzes this data to calculate Credit Scores and produce Credit Reports that are made available to individuals and companies in the UAE.

What is a Credit Report?

A Credit Report is a document that includes your personal identity information, details of your credit cards, loans and other credit facilities, along with your payment and bounced cheque history over the last 24 months.

How will a Credit Report benefit you?

  • Helps you understand your credit-worthiness
  • Lowers the costs of credit for a good borrower
  • Provides greater access to capital for Small & Medium Businesses
  • The process of obtaining approval for borrowings (i.e. loans, credit cards etc…) will be more transparent and accurate

How to obtain a Credit Report?

To obtain a Credit Report, you should visit the Al Etihad Credit Bureau Customer Service Centers in Abu Dhabi or Dubai (click here for location map) and apply for a Credit Report by submitting the following documents:

  • Original Emirates ID
  • Passport copy

In case you are applying on behalf of a third party, you will need the following:

  • Your Original valid Emirates ID card.

  • Copies of the third party’s valid Emirates ID card and passport(s).

  • Original notarized Power of Attorney or an AECB Authorization form (Available here) including verification of the third party’s signature by a bank.

  • Valid email Address

For more information visit or call 600 566 662.

Disclaimer: Dunia Finance LLC (dunia) is providing the information in good faith and for general information purposes only. dunia does not make any warranties about the completeness, reliability and accuracy of the information. You are requested to take whatever action is required to obtain complete and accurate information before you make any financial decisions. dunia is not liable for any losses and damages in connection with you reliance on the information provided above. The credit report is a product of the Al Etihad Credit Bureau (AECB) and dunia assumes no responsibility whatsoever for the accuracy of the report or for the various services offered by AECB to consumers.