Dunia wallet &
life guard

What is dunia wallet & life guard?
Dunia wallet & life guard is an optional
insurance program currently being offered by American Home
Assurance Company to all dunia credit card customers. It offers
protection for your wallet (in case it is stolen or lost)
and protection against accidental death or permanent total
disability.
Key features and benefits
- Protection against fraudulent charges made on the lost
or stolen dunia credit card up to 72 hours prior to your
first reporting the event to dunia
- Replacement costs for the lost or stolen wallet and personal
papers that were in the wallet
- Lump sum payment in case of accidental death or permanent
total disability
- For your convenience, the monthly premium will be automatically
billed to your dunia credit card
- 30 day free look period, where you can cancel the subscription
within 30 days from enrollment date
dunia wallet & life guard options
You can choose between 4 options. Each
option provides with different covers:
 |
. |
Plan
A |
Plan
B |
Plan
C |
Plan
D |
Fraudulent charges
(per occurrence) |
$250 |
$500 |
$1000 |
$5000 |
Lost/stolen wallet
(per occurrence) |
$100 |
$250 |
$500 |
$1000 |
| Accidental death/permanent total disability |
$10000 |
$15000 |
$20000 |
$25000 |
| Monthly premium |
AED7 |
AED11 |
AED16 |
AED36 |
|
 |
Eligibility
- If you are the primary Dunia Credit Cardholder
between the age of 18 and 65 and you are UAE resident, you
can choose to be enrolled to benefit from dunia Wallet &
Life Guard.
- Dunia Wallet & Life Guard is not
applicable to co-borrowers and corporate entities.
IMPORTANT NOTE:
Wallet & Life Guard is offered through
American Home Assurance Company. Dunia may, from time to time,
change the insurer underwriting Wallet & Life Guard at
the discretion of dunia. Dunia does not offer insurance advice
nor does it guarantee claim reimbursements, underwrite, administer
or issue insurance policies. Dunia simply facilitates the
provision of insurance products to its customers and processes
payments of premium from the customer and forwards them to
the insurer. Please note that all insurance products are subject
to the exclusions, special terms and conditions and other
provisions. Please click here for American Home Assurance Company Definitions, Coverages and Exclusions. In addition to the terms and conditions
of the insurer, the Dunia terms and conditions will also apply
and these are subject to change without prior notice. Copies
of these terms and conditions are available at the Dunia offices
and upon request, or alternatively may be viewed on this website.
This information is for reference only and does not form part
of a contract of insurance.
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