IMPORTANT NOTE:

Terms and conditions apply, are subject to change without prior notice and are available upon request. For the current terms and conditions, visit www.dunia.ae/termsandconditions. All loans and credit facilities are provided at the sole discretion of Dunia Finance L.L.C. and subject to credit criteria and policies and local UAE regulatory requirements. The interest rate and fee depend on applicable terms and conditions and fee schedule which are available upon request and subject to change from time to time. Terms may be modified at any point in time. 1Get up to 12% of your spend back on the Club Apparel-dunia Platinum MasterCard® and up to 10% of your spend back on the Club Apparel-dunia Titanium MasterCard® for spend at any Apparel store across the UAE. For the latest list of Club Apparel Stores where Club Apparel loyalty points apply, visit www.clubapparel.ae 2You get a one-time welcome offer of a voucher worth AED 500 for the Club Apparel-dunia Platinum MasterCard® and AED 300 for the Club Apparel-dunia Titanium MasterCard®.Black out periods and terms and conditions apply. Vouchers are not valid in conjunction with special offers, promotion or sales. Please visit www.clubapparel.ae for specific terms and conditions relating to the vouchers. All offers are subject to change at the sole discretion of Dunia Finance L.L.C.3Cashback of 2% for dunia Platinum Credit Card and 0.75% for dunia Gold Credit Card. This is a limited time offer which will be reviewed on a monthlybasis and is subject to change or withdrawal at any time at the sole discretion of dunia. Terms and rates may be modified at any point in time. A 30day notice will be given in the monthly card statement in case of withdrawal or change in terms.

Pursuant to United States Government sanctions against certain countries, Mastercard® credit card has advised that it will refuse to authorize card transactions originating in the Syrian Arab Republic. While the sanctions are in effect, you will not be able to use your dunia MasterCard® credit card in the Syrian Arab Republic.